
But don’t lose yourself in helping others, only ever give a little bit more than you think you can handle. Search within and find your kindness and you will know that there is always something you can do to help someone else. There will be times when you will feel like you have nothing to give. Give generously of your money and your time.

That doesn’t mean that you should take this for granted. You are very lucky and will grow up with a lot of privileges that others in the world may not have. If I could only wish but one thing for you, it would be that you are kind kind of spirit with your time and money. Make sure that you are paid what you are worth for the work that you do. Even if your boss seems scary or intimidating, know that you can do this. Be brave in knowing that you can negotiate for yourself. This will be required when you start working. Part of being brave is standing up for yourself. And that you learn that the only way to really grow is to get out of your comfort zone. My hope is that you continue to be brave enough to explore and learn new things. Never lose this, be brave, but learn your boundaries.

I will continue to provide you with opportunities to take risks so that you learn that you are in fact brave and a risk-taker. At a young age, you have always been a risk-taker, sometimes so much so that you scare your father and I. You are BraveĪlong with being independent, you are also brave. Your finances can give you control, options, and independence. One way to do this is to understand and have control over your money. Save early, save often, and invest wisely.Īlthough your father and I hope that you one day find a partner to share your life with, maintaining your independence within your relationships will be important. That you gain the knowledge to understand your money so that you do not need to rely on anyone. With your independent spirit I hope that you travel and see the world.įinancial independence is also something that I hope that you achieve. Growing up, I prided myself on my independence and hope that one day you do the same. You are IndependentĪlthough there will be times when I will want to shelter you from harm and protect you from making mistakes, I need to remember that you are independent. There are great motivational and psychological benefits to be gained from being physically active. Physical activity has been a cornerstone in both your father’s and my life and we hope to share this love for activity with you as well. We will not solve your problems for you but will listen when you need someone to talk to. When you need help or assistance we will be right here for you. You are mentally strong and we hope that we have equipped you with the strategies to manage any problem that you may face. When you are faced with one of these tough choices, know that you are strong and that whatever choice you make will be the right one for you. There will be times when you will have to make tough choices. Whenever you feel alone, always remember that you are loved. And we are not alone, you are loved by so many friends and family members.

No matter what you do, or what choices you make, we will always love you. But hopefully, we have instilled in you the fundamentals and financial literacy you will need. There will be times when you make choices in general and with your money that we do not agree with. We have made it our mission to shower you with love every day since your birth. Your dad and I tried for two and a half years before we were able to conceive you. I want you to know that you are safe, whether you choose to go on thrill rides, just need a hug from me, or have your financial house in order. Money can bring safety, from a roof over one’s head to the luxury and privilege of job security or living in a safe neighbourhood. On a very basic level safety can be bought with money (to a certain extent). As an adult, I have learned to tell myself that I am safe, that if the thrill ride was unsafe they wouldn’t continue to have people on it. My mind always went to the worst-case scenario of what could happen. When I was a child I was scared of rollercoasters and thrill rides.

Maybe you were disoriented and didn’t know where you were. I often thought that you got scared when you woke up in your baby box. You are SafeĪs a baby when you cried I would shush you and whisper into your ear that you were safe. These are the character traits that your dad and I hope you grow up with. You are safe, loved, strong, independent, brave, and kind. A Letter to my DaughterĮver since you were born I have repeated the same phrase to you every day of your life. Your Expense Tracking Workbook is on its way.
